Give your kid the best of everything by planning today.

April is that time of the year when new academic session begins in most part of India. This is also the time, when parents have to shell out a lumpsum of money; it will be difficult time for you unless you have already planned your personal finance properly.  If analysed, these short-term plans are often neglected by the parents. Most of the parents first think about their child’s future but that doesn’t mean you ignore the present scenario.

Click on the article attached below, to read in detail how you can plan your short-term finances and make sure you don’t face difficult times during the beginning of your child’s academic year.

Talking about education and their expenses, the cost of the present education system is on rise! And if one is planning for foreign education, the cost has gone up by over 20%. This doesn’t mean you stop thinking about your child’s best future. In spite of the high rise in price, there are several things you can do to ensure that you achieve your kid’s dream. For example, opt for Pot-of-money approach, start early, decide on asset allocation, choose SIP or Insurance and so on.

Click here > http://www.indiainvestkaro.com/toi_pdf/TOIM_2012_4_17_15.pdf and start planning for your child’s best future now!

 

Choose the right Financial Adviser

 A financial adviser is the professional who helps you with your investments; hence it is important to check if he/she is equipped with the right amount of information and experience. Moreover when analysed financial advisers usually suggest you to have a mix of mutual funds - shares, bonds, insurance policies and gold to meet your long term goals, however, unfortunately not all financial advisers are capable of advising you all assets classes, for whatever reasons. So, it is essential that you make an effort in choosing the right financial adviser.

Many people have the tendency to think that they can take care of their financial investments without any guidance, which is a wrong perception. You require a professional guidance when it comes to investments because financial advisers are the bridge between the market and they aim mainly at capturing every opportunity in the market. 

To know more, how you can pick the right financial adviser and what are the certain things that a financial adviser keep in mind click > www.indiainvestkaro.com/toi_pdf/TOIM_2012_4_10_15.pdf