Choose the right Financial Adviser

 A financial adviser is the professional who helps you with your investments; hence it is important to check if he/she is equipped with the right amount of information and experience. Moreover when analysed financial advisers usually suggest you to have a mix of mutual funds - shares, bonds, insurance policies and gold to meet your long term goals, however, unfortunately not all financial advisers are capable of advising you all assets classes, for whatever reasons. So, it is essential that you make an effort in choosing the right financial adviser.

Many people have the tendency to think that they can take care of their financial investments without any guidance, which is a wrong perception. You require a professional guidance when it comes to investments because financial advisers are the bridge between the market and they aim mainly at capturing every opportunity in the market. 

To know more, how you can pick the right financial adviser and what are the certain things that a financial adviser keep in mind click > www.indiainvestkaro.com/toi_pdf/TOIM_2012_4_10_15.pdf

Tax - Saving MFs May Beat New Scheme

The Union Budget has bought a lot of changes in the financial market. Finance Minister – Pranab Mukherji surprised everyone with his speech on the new scheme aimed at bringing new investors into Equity market through tax-incentives. Although detailed working of the scheme is yet to be out, at the basic level, the scheme would allow for income tax deduction of 50% to new retail investors, who invest up to Rs 50,000 directly in equities each year. Not only is this, at the outset, the scheme is first of its kind that gives direct incentives to equity investment through tax sops.

By introducing a new scheme, the budget has also given some relief to tax payers in the form of hiked income tax exemption limit and also made some changes in the tax slabs!

It doesn’t end here, for all those who have a Savings Bank account; the budget has proposed a tax free income of upto Rs.10, 000 in your savings bank. Click on the article attached below to know what financial planners have to say about this.

2012 Union budget also brings a smile to fresh retail investors. The budget has launched various investor friendly initiatives, which can be a win-win situation for all new retail investors. 

This was just a gist, to know how Union Budget has affected the Indian financial market in detail, click > http://www.indiainvestkaro.com/toi_pdf/TOIM_2012_3_20_17.pdf

Guide To Investment.

When opting for investment these are the few things that you should keep in mind, as follows:

Have an 'Investment Objective'

Create for yourself an objective to perform wiser investments. This objective helps you choose between schemes that satisfy different objectives.

Read carefully

Read the offer document carefully before investing. Though it may be lengthy, you must at least read the sections on risk factors, litigations, promoters, company history, project, objects of the issue and key financial data.

Don't hesitate to approach professionals.

Although you may be tempted to make your own investments, it may be smarter to trust options that offer a professional management of investments, for example Mutual Funds.

Deal only with registered intermediaries.

You may need a broker to invest in many financial instruments. And a good broker might be the difference between a good, safe investment and a bad, money-losing investment. That’s why, it is important to deal with brokers who are registered with the regulatory authorities.

The SEBI approval

Always look out for those companies that have been approved by the SEBI. The regulations laid down by the SEBI make for wiser investments with an official corroboration.

For more, kindly click here: http://www.utimf.com/learningcentre/Pages/Investment-Guide.aspx